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Small Business Ideas Forum

Small Business Ideas Forum

A friendly place to share small business ideas and knowledge, ask questions, find help and encourage others that are involved in the small business industry. Topics include small business marketing, generating revenue and small business computing.

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Search: Posts Made By: raydog
Forum: Small Business Finance 6th November 2010, 02:59 PM
Replies: 9
Views: 43,693
Posted By raydog
It's pretty much absentee if you don't count...

It's pretty much absentee if you don't count fixing things that break, collecting rent and finding new tenants. Sometimes you might even have to mediate tenant disputes, say when one plays loud music...
Forum: Small Business Finance 6th November 2010, 02:41 PM
Replies: 16
Views: 24,124
Posted By raydog
I would recommend dealing with a community bank...

I would recommend dealing with a community bank or credit union whenever you can.
Forum: Small Business Finance 1st November 2010, 09:06 PM
Replies: 8
Views: 10,720
Posted By raydog
Last payment 10 days before the event.

Last payment 10 days before the event.
Forum: Small Business Finance 25th October 2010, 08:02 PM
Replies: 8
Views: 10,720
Posted By raydog
I've worked with several wedding-related...

I've worked with several wedding-related businesses, and have an event planner relative. It seems like they require a deposit on order and the balance before the event. Sounds like a good idea, one...
Forum: Small Business Finance 25th October 2010, 07:55 PM
Replies: 9
Views: 43,693
Posted By raydog
Taking your questions one by one: Your...

Taking your questions one by one:

Your downpayment's too low. Most lenders look for 20% to 50% from you, depending on the type of business and your experience. Don't forget for a loan this size,...
Forum: General Small Business Issues 21st October 2010, 03:06 PM
Replies: 4
Views: 1,890
Posted By raydog
The way SBA loans work is you have to find a...

The way SBA loans work is you have to find a lender that will advance you the money under an SBA program. SBA doesn't lend directly, except for the disaster relief program. Credit score will be one...
Forum: General Small Business Issues 20th October 2010, 08:44 PM
Replies: 6
Views: 2,263
Posted By raydog
Biggest mistake I see startups make when it comes...

Biggest mistake I see startups make when it comes to this issue is not negotiating hard enough when it comes to their lease. Especially now, landlords are very flexible. I've recently seen tenants...
Forum: What Type of Business Should I Start? 20th October 2010, 08:34 PM
Replies: 28
Views: 89,600
Posted By raydog
I work a bit with businesses in rural areas. Most...

I work a bit with businesses in rural areas. Most successful are day cares, but you'll need to be licensed by your state and be prepared to go through the process of getting a fair share of your...
Forum: Small Business Finance 20th October 2010, 02:57 PM
Replies: 10
Views: 15,742
Posted By raydog
You should check out the SBA 504 loan program. It...

You should check out the SBA 504 loan program. It finances real estate and equipment at the same time. The advantage is that equipment is usually amortized at the real estate term, lowering your...
Forum: Small Business Finance 20th October 2010, 09:12 AM
Replies: 6
Views: 2,912
Posted By raydog
It shouldn't be, depending on the size of the...

It shouldn't be, depending on the size of the loans. Banks have exposure limits to any one customer, but this probably won't be an issue. Be aware that not all banks like the SBA loan process. You...
Forum: New Member Introductions 19th October 2010, 08:13 PM
Replies: 3
Views: 1,166
Posted By raydog
Hello From New Member

Just joined this group. I'm involved with small businesses through funding and otherwise supporting start-ups and early stage enterprises. In addition, I'm involved in a few non-profit community...
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