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Small Business Ideas Forum

Small Business Ideas Forum

A friendly place to share small business ideas and knowledge, ask questions, find help and encourage others that are involved in the small business industry. Topics include small business marketing, generating revenue and small business computing.

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Search: Posts Made By: Victor196
Forum: General Small Business Issues 19th May 2013, 07:44 AM
Replies: 11
Views: 2,486
Posted By Victor196
Itís not necessary to know each card cost....

Itís not necessary to know each card cost. Calculate average effective rate (pricing model doesn't matter) and merchant will know what percent to add.



Ok, charge 200, 300 or 400BP, and/or...
Forum: General Small Business Issues 17th May 2013, 06:04 AM
Replies: 11
Views: 2,486
Posted By Victor196
Correctly configured Interchange Plus account is...

Correctly configured Interchange Plus account is definitely the best way. So, why Tiered pricing is offered under Rates tab on your website?

ďThere are three major categories that a credit card...
Forum: Small Business Finance 11th March 2013, 12:47 PM
Replies: 2
Views: 2,092
Posted By Victor196
Maybe your debt-to-equity ratio is too high.

Maybe your debt-to-equity ratio is too high.
Forum: Small Business Finance 1st October 2012, 11:51 PM
Replies: 16
Views: 23,103
Posted By Victor196
Itís nearly impossible to correctly forecast...

Itís nearly impossible to correctly forecast monthly volume and average/high ticket when your business is growing. And you donít have to.

Keep track of your monthly sales and when close to the...
Forum: Small Business Finance 2nd September 2012, 03:58 AM
Replies: 15
Views: 8,348
Posted By Victor196
Effective rate is the only true measurement of...

Effective rate is the only true measurement of card acceptance cost. Divide total monthly fees by NET monthly volume and multiply by 100. Do not include Amex.

Finding total fees can be tricky....
Forum: Small Business Finance 17th August 2012, 03:50 AM
Replies: 4
Views: 2,208
Posted By Victor196
Hi CrossCountry2, My fees are 25-40% from...

Hi CrossCountry2,

My fees are 25-40% from monthly savings for a period of 12-24 months. No savings Ė no cost to client. Itís negotiable and depends on current situation. Statements will be...
Forum: Small Business Finance 17th August 2012, 03:40 AM
Replies: 4
Views: 2,208
Posted By Victor196
Hi jazzalbart, Congratulation and thank you for...

Hi jazzalbart,
Congratulation and thank you for kind words! You will have questions, please don’t hesitate to ask. I’ll do my best.
Forum: Small Business Finance 31st May 2012, 12:18 PM
Replies: 4
Views: 2,208
Posted By Victor196
Would You Accept Credit Card Processing Help?

Hello everybody. My grocery store went out of business last year, but credit card processing knowledge (especially pricing) is still with me. Itís become my hubby, my passion. I created excel...
Forum: Sales 10th November 2011, 01:34 AM
Replies: 35
Views: 19,934
Posted By Victor196
If you decide to start accepting credit cards...

If you decide to start accepting credit cards educate yourself first to stay out of trouble. Merchant accounts come with regulations and responsibilities. Ignore it and you might find your funds on...
Forum: General Small Business Issues 4th November 2011, 05:18 AM
Replies: 5
Views: 2,261
Posted By Victor196
With all respect this is not true. Minimum...

With all respect this is not true. Minimum monthly fees will only kick in if greater than service fees. For example: minimum monthly fee is $40 and service fee $35. Merchant will be charged $40. If...
Forum: Ecommerce 28th October 2011, 01:05 AM
Replies: 40
Views: 28,745
Posted By Victor196
Kathy, unfortunately I donít know much about...

Kathy, unfortunately I donít know much about PayPal or internet based business, but there is some info you might find useful.

First of all you should never sign contract with early termination...
Showing results 1 to 11 of 11

 
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