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Small Business Ideas Forum

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Old 4th September 2011, 05:06 PM   #11
Neil D
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You really should talk to an insurance broker before doing anything.

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Old 3rd April 2012, 11:13 AM   #12
chizcurlz
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I think the most important insurance that you should buy is business liability insurance as this will help you to protect your business and personal liabilities against risk. This type of insurance will also protect your small business in the event of a lawsuit for personal injury or property damages. It will usually cover the damages from a lawsuit along with the legal costs. Depending on your business needs, liability insurance can purchased in many forms.

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Old 23rd December 2015, 12:16 AM   #13
LaneKreps
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There are so many types of business insurance types.

1. Workers compensation
This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury.

2. Property coverage
Protect your building and contents from losses such as fire, sewer troubles and more.

3. Business liability coverage:
It covers replacement costs for office equipments, if they are damaged by any accident.

4. Professional liability coverage:
It covers protection from loss of client data, negligence or non-performance claims.

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