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Old 8th August 2011, 07:48 PM   #1
AiOjou
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Default Advice For A Newbie :)

Hello,

My name is Amber and I am a college student. I have decided to start an offline business with advertisement and marketing but I am a little lost. Do I need to get a business bank account right away or should I wait? Do I even need one since it is just doing ads? Sorry if this is brief...If you need more info just tell me!

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Old 8th August 2011, 08:40 PM   #2
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what country are you in?

in the US you can collect money as income and receive 1099.
as a business with a business account you have tax breaks when you register as a business and you can collect checks as the business name.

most banks will not cash checks under a business name without a business tax ID or EIN

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Old 8th August 2011, 09:24 PM   #3
AiOjou
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Hey,

I am in USA...I live in Mississippi.

So what do you suggest? Should I just tell them to put my name on the check?

Or continue to get the business account?

~I am just starting out so...I am bound to make mistakes along the way but I want to make sure that I am doing things correctly so in the long run I will not get hurt.

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Old 9th August 2011, 12:41 AM   #4
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If you want to look like a pro, do what they do. It's like if you want to be successful, imitate success!

Hope that helps! Good luck!

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Old 21st August 2011, 11:05 AM   #5
sterling sherre
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I don't think anyone really addressed your question. To do what you are asking, just start a DBA (Doing Business As). You will use your social security account and have to pay taxes at your personal rate though. Also you will have no business protection like a LLC. However it is really cheap. Probably $20 to $50 to start. Just google your county and how to setup a DBA. Once you get the paper go to your preferred bank and open up a business checking account. Now yo look like the big boys! Best to you.

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Originally Posted by AiOjou View Post
Hello,

My name is Amber and I am a college student. I have decided to start an offline business with advertisement and marketing but I am a little lost. Do I need to get a business bank account right away or should I wait? Do I even need one since it is just doing ads? Sorry if this is brief...If you need more info just tell me!


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Old 6th August 2012, 11:39 PM   #6
rreger
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You can even have Legalzoom do the DBA for you if you want.

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