Often times, we can relate our business ideas to an existing business. We also may see opportunities in a business that the current owner is unable to see. Many businesses that do get sold, do not want the general public to know that the business is for sale. Generally a bank will seek 20%-30% down to purchase an existing business. What can motivated individuals do if they are unable to or do not want to put 20%-30% down? Anyone have any creative financing experience? I recently estimated a business to be worth $10 million dollars, which I believe is for sale. I could raise 5% but I am not too sure what to do at this point. Do I have my commercial realtor contact the owner to find out if it is true that they are interested in selling and also find out if my ballpark estimate of $10 million is correct.