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Old 27th July 2007, 02:38 AM   #1
Anna ms
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Join Date: Jul 2007
Posts: 4
Default Need Help Choosing Payment Gateway

Hi,I've been in business for a little over a year now and since my volumes were initially small
I've been using Paypal so far. I've decided it's time to join the big boys and open a
merchant account but am having trouble understanding how everything works. There
seem to be so many providers offering as many different options and to be honest, it's left
me a little bit confused. Can anyone offer an easy-ish to understand suggestion?
I'd like to stay away from companies that offer payment processing & merchant accounts
as i've heard that they tend to be more expensive and cost is definitely a consideration. So
I guess I'm looking at a payment processor and a merchant account with two different
companies?
Any advice is much appreciated!!

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Old 27th July 2007, 06:02 AM   #2
Corey Bryant
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Location: Castle Rock, CO
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Well it really depends on what country you are in. Paypal seems to change their rates from one individual I spoke with over this past week. Right now he said he was paying 2.9%, but he could get a lot lower with a merchant account since he is based in the United States.

With the electronic payment gateways you have a lot of choices depending on the country. In the United States, there are LinkPoint, Payflow, and Authorize.net/Cybersource that come to mind. Payflow is now owned by Paypal and you might consider getting a merchant account through that company as well.

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Old 27th July 2007, 07:51 AM   #3
pete
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If you are in the US, Sam's Club and Costco have the best deals going right now.

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Old 12th August 2007, 01:20 PM   #4
fionix
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If you are in the US check Corey's sig, he has helped alot of people to get a true and reliable payment solution.

If you are in Europe then you have several options like WorldPay or EuroConnex.

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